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Creditor Harassment

Chicago Creditor Harassment Lawyer

Stop Threatening Debt Notices Today

Are you being harassed by creditors in writing or over the phone after your debts have been discharged? Have you become aware of incorrect and negative errors on your credit report?

This is not only a nuisance but it is also an infringement on your rights! After you file for bankruptcy or receive a debt discharge, you have the right to be protected from the harassment and tactics of creditors.

At Atlas Consumer Law, our Chicago credit lawyers are passionate about protecting the consumer rights of the men and women we serve in Chicago, Illinois.

Stop Illegal Debt Collection Practices — Call Atlas Consumer Law at (312) 313-1613 or Contact us Online to schedule a consultation with a Chicago creditor harassment attorney!

Creditor Harassment Laws

Chicago Creditor Harassment Attorneys

Each one of our clients has the option to seek our protective services through our Protect The Discharge program. If we find that their rights are being violated under one of the laws previously mentioned, we are ready and willing to file lawsuits against at-fault creditors. Being harassed by creditors after debt discharge is an unlawful nuisance, which should not be tolerated!

Related Reading About Creditor Harassment

What Time Can Debt Collectors Call?

It’s harassment if a creditor calls you after 9:00 pm. Creditors aren’t allowed to harass you on the phone, but that includes more than incessant phone calls and abusive or profane language. By law, creditors can’t call you after 9:00 p.m. or before 8:00 a.m., either. If you do receive phone calls from a creditor outside permitted calling hours, speak with a creditor harassment attorney immediately to learn more about your options.

Can Creditors Continue To call Me At Work If I've Asked Them To Stop?

Creditors aren’t allowed to call you at work if you’ve asked them to stop. The FDCPA (Fair Debt Collection Practices Act) outlines when, where, and under what circumstances creditors are allowed to contact you – specifically over the phone. In fact, creditors can’t call you at work if you tell them to stop calling because your employer doesn’t want you to receive those types of calls. In other words, it isn’t specifically unlawful for debt collectors to call you at your place of employment, but it is illegal for them to call you if they have any reason to believe your employer doesn’t want them to.

Can Creditors Talk to My Family And Friends About My Debt?

It’s illegal for creditors to talk to your family and friends about your debt. Creditors might think they can call your family and friends as a scare tactic to get you to pay, but this is completely illegal. According to the FDCPA, it’s okay for creditors to contact your friends and family if they’re simply looking to find you—in these cases, you can't stop debt collectors from calling family members. Debt collectors cannot, however, divulge your private financial information or even insinuate that you have an unpaid debt; this is a violation of your right to privacy. Additionally, the FDCPA has certain restrictions that collectors have to follow when contacting your family members and friends, such as the number of times they can call.

Do I Have To Give Debt Collectors All The Information That They Ask For?

If you're wondering what information you have to give debt collectors, the answer is essentially "nothing." You should never give a debt collector any personal information. You are not required to give them any additional contact information, like secondary phone numbers or email address(es). You also are not required to provide your personal financial information. NEVER give a debt collector your bank account number or Social Security number! This could lead to garnishment or even identity theft.

Take Action: Contact a Chicago Creditor Harassment Lawyer Today

At Atlas Consumer Law, we are proud of our A+ Rating with the Better Business Bureau and that we have a principal lawyer with a 10.0 "Superb" Avvo Rating! We are aggressive and tireless when protecting the rights of our clients, inside and outside of the courtroom. We will personally handle all the details of your post-discharge matter and employ our solid litigation skills in order to pursue justice on your behalf before the statute of limitation expires.

Contact our legal team for more information about our post-discharge program. Talk to a skilled creditor attorney at Atlas Consumer Law at (312) 313-1613.

Hear From Our Satisfied Clients

Reviews & Testimonials

At Atlas Consumer Law, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    "I was so stressed out, found Atlas Consumer Law & gave them a call!"

    I had absolutely NO exceptions going forward with my lawsuit against a company that harassed me for payment! I was at the ...

    - Pam S.
    "So Helpful & Responsive!"

    Everyone at Atlas was so willing to help and so responsive. I'm so grateful for the work they put in on my case! Would highly ...

    - Stephanie M.
    "Results Fast!"


    - Jake B.
    "Can Do Attitude All the Way!"

    Atlas consumer Law is amazing and they have the CAN DO attitude and will do anything to get the job done.. I highly recommend ...

    - Donnie P.
    "Thank you for educating me about my rights as a consumer!"

    The Atlas Consumer Law Group is Awesome. They promptly took care of my issue with a creditor who tried to ignore my rights as ...

    - Belinda W.
    "Absolutely Amazing!"

    I am absolutely AMAZED at this law group! I started a case in March and got it solved in early May! The debt collector was ...

    - Aline G.
    "Atlas Consumer Law Goes Above & Beyond!"

    Atlas helped us within 6 months more or less and they were an awesome team. I would definitely recommend Atlas Consumer Law ...

    - Llyod G.
    "Atlas Consumer Law is on Your Side!"

    When you need the law on you side call Atlas!

    - Arlene B.

Contact Us Today!

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