Real Estate Settlement Procedures Act Violations
Are You the Victim of a RESPA Violation in Chicago?
Congress passed the Real Estate Settlement Procedures Act (RESPA) in 1974 in order to ensure that consumers receive accurate and timely information regarding real estate transactions. Before the passing of RESPA, several real estate companies and professionals were benefiting from undisclosed kickbacks and obscuring real prices for consumers.
If you are facing foreclosure and believe that your mortgage servicer has made a mistake, RESPA also allows you to make a "qualified written request" to help you obtain your loan information and rectify any errors. Failure to rectify errors or provide you with account information are considered RESPA violations.
If you have a RESPA violation case on your hands, Atlas Consumer Law can take legal action on your behalf. Our Chicago consumer law lawyers can file a lawsuit in order to help obtain the money damages you are entitled to under the law.
Aggressive Chicago Consumer Lawyers Seeking Justice for Wronged Consumers
We have in-depth knowledge regarding qualified written requests that have been clarified through various important cases, such as Woods v. Greenpoint Mortg. Funding, Inc., and Moon v. GMAC Mortg. Corp. We will make sure you understand your rights as a consumer and will not back down when pursuing fair compensation for your case.
- The damages available in RESPA cases include:
- Actual damages suffered by the borrower as a result of the RESPA violation
- Up to $2,000 in damages if a history of noncompliance is discovered
In addition, consumers may also recover damages for attorney fees and legal costs. We are passionate protectors of the rights of our clients. Our seasoned litigation skills could prove to be indispensable to your case.
At Atlas Consumer Law, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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