Dischargeable Debts

Discharging Debts Through Bankruptcy

Debt Relief Attorneys in Chicago, Illinois

Are you facing serious financial debt? Not only are you overwhelmed by monetary commitments, you are scared because you do not fully understand the debt that you owe. If you file for bankruptcy, what will get wiped away? Without understanding the different types of debt, you can easily feel lost. Don't worry. Our attorneys have the experience and knowledge you need to help you move forward with your life.

Atlas Consumer Law handles the full range of debt relief options, including bankruptcy, foreclosure, loan modifications and other complex techniques that help our clients get back on their feet. We have helped a number of clients who come to us confused about the different types of debt that exist and are committed to providing the information they need.

Some debts simply cannot be discharged in a bankruptcy proceeding. These non-dischargeable debts include:
Student loans
Some tax debt
Customs debts
Child or spousal support
Some personal injury judgments
Related to fraud committed by the debtor

An Example:

Blake and Crystal* have serious financial problems for a number of reasons. Blake is a life-long learner and has accrued $80,000 in student loan debt. Blake and Crystal were particularly concerned about paying off that debt when, out of the blue, Blake was diagnosed with a serious disease.

He had substantial medical bills and the couple paid for them with credit cards, accruing $120,000 in debt. In addition to the student loan and medical debt, Blake was married previously and pays child support in the amount of $300 per month to support his two children.

If Blake and Crystal want to file for bankruptcy, the student loan debt and the child support are non-dischargeable debt. However, the medical debt could be wiped away if Blake and Crystal met the requirements for a Chapter 7 bankruptcy. However, under federal bankruptcy, in some cases, a debt that was once non-dischargeable can be made dischargeable by showing a serious and debilitating hardship.

*Blake and Crystal are fictitious characters created for the purposes of explaining and illustrating various bankruptcy situations.

Our attorneys can listen to your story and help you to figure out the best legal options for your debt relief. Contact us online or by calling today!

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Reviews & Testimonials

At Atlas Consumer Law, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

"I was so stressed out, found Atlas Consumer Law & gave them a call!"
I had absolutely NO exceptions going forward with my lawsuit against a company that harassed me for payment! I was at the ...

- Pam S.
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Everyone at Atlas was so willing to help and so responsive. I'm so grateful for the work they put in on my case! Would highly ...

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THEY GOT RESULTS FAST FAST FAST!!!

- Jake B.
"Can Do Attitude All the Way!"
Atlas consumer Law is amazing and they have the CAN DO attitude and will do anything to get the job done.. I highly recommend ...

- Donnie P.
"Thank you for educating me about my rights as a consumer!"
The Atlas Consumer Law Group is Awesome. They promptly took care of my issue with a creditor who tried to ignore my rights as ...

- Belinda W.
"Absolutely Amazing!"
I am absolutely AMAZED at this law group! I started a case in March and got it solved in early May! The debt collector was ...

- Aline G.
"Atlas Consumer Law Goes Above & Beyond!"
Atlas helped us within 6 months more or less and they were an awesome team. I would definitely recommend Atlas Consumer Law ...

- Llyod G.
"Atlas Consumer Law is on Your Side!"
When you need the law on you side call Atlas!

- Arlene B.

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