Our team of consumer protection attorneys from Atlas Consumer Law in Chicago has filed a Fair Debt Collection Practices Act (FDCPA) lawsuit against Kingston Data and Credit International, Inc. on behalf of a client who was misled by the debt collector.
According to a collection letter sent to our client in September of last year, he had allegedly defaulted on payments owed to Anytime Fitness, a 24-hour fitness center. However, our client noticed the collection letter was lacking in specifics about his debt. Suspecting something was wrong, he came to our law firm for help.
When our lawyers had a chance to review the collection letter, it was noted that the letter did not satisfy federal laws that describe what has to be included in such a letter. Not only did the letter lack important information, but it was also worded intentionally to mislead our client into paying a debt that might not even be his at all. It was at this point that we decided an FDCPA lawsuit filed on his behalf was necessary.
If the lawsuit is successful, our client may be rewarded statutory damages and other compensation. The judge ruling over the case may decide to use punitive damages against Kingston Data, for example, to discourage the organization from using such misleading collection tactics in the future.
(You can find out more about this ongoing story by clicking here and viewing an article from the SE Texas Record.)
Sent a Suspicious Collection Letter? Call (312) 313-1613
Have you recently received a collection letter from a debt collection agency? Do you suspect the letter is missing information, or perhaps entirely erroneous?
If you have found yourself in a situation similar to our client who is suing Kingston Data, come to Atlas Consumer Law right away. You have extensive rights as a consumer or someone living with debt. It is only a matter of knowing how to use them effectively. As your legal counselors, we give you the power to stand up for yourself, use your rights, and possibly even alleviate your debt in the process. Contact us today.