Can a Consumer Object to a Proof of Claim Filed by a Creditor?
Objecting To Proofs of Claim
It is not necessary to file an adversary proceeding to object to a proof of claim. However, an adversary proceeding can be used to object to a proof of claim where other claims can be asserted against the party filing the claim. This means of objecting to a proof of claim is similar to filing a counterclaim in a state court foreclosure action.