American Association for Justice Files Amicus Brief in Wrongful Debt Collection Case
The American Association for Justice (AAJ) has provided its support in the form of an amicus brief in relation to Monette E. Saccameno v. Ocwen Loan Servicing, LLC.
In the amicus brief, the AAJ argued that “the jury’s award of punitive damages was proportionate to the entire harm the Ocwen’s misconduct inflicted on Plaintiff-Appellee Monette Saccameno.” Saccameno was the subject of long-term harassment from Ocwen Loan Servicing, LLC.
Ocwen repeatedly, over the course of more than four years, told Saccameno that her home was to be foreclosed on because “her mortgage was seriously in default.” However, these claims were false and based on inaccurate information that was possessed by the loan agency. Saccameno consistently attempted to correct the errors that the Ocwen harassment appeared to be based on, but to no avail.
A jury ruled that Ocwen Loan Servicing was in breach of their contract with Saccameno by committing the extensive harassment. Their actions were also declared as in violation of the Fair Debt Collection Practices Act, the Real Estate Settlement Procedures Act, and the Illinois Consumer Fraud and Deceptive Business Act. The violations of the federal statutes resulted in a payment to Saccameno in the amount of $500,000 in compensatory damages. The damages awarded to Saccameno in relation to Ocwen’s violations of the Illinois Consumer Fraud and Deceptive Business Act totaled $82,000 in pecuniary and nonpecuniary harm-related damages, among other actual damages, as well as $3 million in punitive damages.
At Atlas Consumer Law, we represent individuals who are facing harassment from creditors. If you are involved in a similar situation or have another consumer law case you would like to address, contact us to schedule a free case evaluation from our team of attorneys.
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