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Midland Credit Management Hit with Proposed Class Action Lawsuit


One of the largest debt collectors in the United States, Midland Credit Management, Inc. is facing a potential class action lawsuit from consumers accusing the company of trying to force payment of old debts that are no longer legally enforceable. The company is accused of violating the Fair Debt Collection Practices Act (FDCPA) by mailing out collection letters without informing consumers that the statute of limitations expired, which means that the consumer could no longer be sued for the debt. The lawsuit was filed in a New Jersey federal court last month.

This is not the first time Midland has been sued over its collection practices. In January, the company agreed to pay $15 million to settle another lawsuit in which the company was accused of violation the Telephone Consumer Protection Act (TCPA) by using auto dialers to make repeated harassing collection calls to consumer on their cell phones without their consent. Another class action lawsuit from 2010 accused the company of again violating the Fair Debt Collection Practices Act by unlawfully disclosing confidential information on consumers to third parties.

Eligible settlement members will be notified if the class action is approved.

Atlas Consumer Law: Looking Out for Consumers

At Atlas Consumer Law, we stop at nothing to protect the rights of consumers. Debt collection agencies should not get away with breaking the law, and class action suits allow consumers a way to keep unscrupulous companies in check.

If you suspect that your rights under the TCPA or FDCPA have been violated, talk to a Chicago consumer attorney at our firm about your experience. We may be able to help you obtain compensation for the offending company’s deceptive and/or abusive actions. We are extremely knowledgeable about these types of cases and are prepared to carefully review the details of your case and file a lawsuit on your behalf. Best of all, if you are eligible for compensation, your attorney fees will be paid by creditors, which means there is no cost to hire our firm.

The law is on your side. Take action by calling us at (312) 313-1613.