Correcting Credit Reporting Errors
Our Chicago Consumer Attorneys Can Help
If you have found an error on your credit report, you could be looking at much bigger problems than simply being denied a credit card. Credit reporting errors have the potential to negatively impact your loan eligibility; in extreme cases, reporting errors could even lead to identity theft. We advise you to review your credit reports at least once a year to avoid the potential consequences of a reporting error.
To right an existing error on your credit report at NO COST to you, contact Atlas Consumer Law for a FREE consultation.
Common Errors on Credit Reports
As a consumer, you have the right to a complete and accurate credit report. To this end, when inaccuracies or discrepancies arise, you also have the right to dispute them.
- Common credit reporting errors include:
- Outdated information
- Name, address, Social Security number confusion
- Mixed account information due to identity theft
- Incorrect payment status
- Mixed information from an ex-spouse
- Remedied delinquencies that haven’t been recognized
As soon as you notice an error on your credit report, you need to take immediate steps to correct it. Typically, a remedy can be made simply by contacting the credit reporting agency and asking for a correction; however, if this does not resolve the issue, you may need to dispute the error through a written statement. In the event the credit agency still does not take action to fix the error, do not hesitate to involve a Chicago consumer attorney from Atlas Consumer Law in the matter. We can help you take legal action to dispute the matter.
Contact Atlas Consumer LaW
If your efforts to correct a credit reporting error have been in vain, you can rely on our Chicago consumer lawyers for help. We are A+ Rated by the Better Business Bureau® and several of our team members have been selected for inclusion in the prestigious list of Super Lawyers®. Backed by years of experience working in the field, we are the firm to call when you need legal help with a credit reporting error in Illinois. We have an office in Oak Brook, and we represent clients throughout Chicago and all neighboring suburbs. At Atlas Consumer Law, you can find a comprehensive solution for foreclosure, bankruptcy, and creditor harassment.
To learn more about our services or to request a case evaluation with a lawyer at our office, contact us today at (312) 313-1613.