Chicago Credit Card Debt Attorneys
Have you gotten in trouble with credit card debt? While a credit card can be a nice convenience, missing a payment or two can quickly escalate into an unmanageable debt situation. At Atlas Consumer Law, we help people throughout Chicagoland who are struggling with credit card bills and other debt problems. We will help you explore all available debt relief options, including Chapter 7 and Chapter 13 bankruptcy.
Contact us today online or by telephone at (312) 313-1613 to speak with an experienced Chicago bankruptcy lawyer.
Illinois Discharge Credit Card Debt Lawyer
Credit card debt, like medical debt, is unsecured debt and generally can be discharged by filing for Chapter 7 bankruptcy. If you do not qualify for Chapter 7, you may file for Chapter 13 bankruptcy, which consolidates credit card debt and other types of debt into a manageable payment plan.
Credit card debt often gets sold from one creditor to another. It is important to verify that the debt is valid and has not passed the statute of limitations (five years in Illinois). Our attorneys can help you understand if your debt is indeed valid and help you explore all of your debt relief options.
Credit Counseling Services
You may have heard of credit counseling or debt consolidation services advertising to help people with credit card debt. We urge you to exercise caution when considering such a service. Many of the companies are not offering actual legal help and without the power of the law behind you, it is unlikely you will experience any real debt relief. Our lawyers can help you seek debt relief through the federal Bankruptcy Code and other proven debt relief means.
Are you facing credit card debt in Chicago? Contact us today online or by telephone at (312) 313-1613 to speak with an experienced Chicago credit card debt lawyer.