Chapter 20

Chicago Chapter 20 Bankruptcy Attorney

While filing for bankruptcy can alleviate your burdensome debt, sometimes it just isn't enough. There is another way to obtain maximum relief from both types of bankruptcy through a Chapter 20 bankruptcy. Our attorneys are experienced and knowledgeable of this strategy and can help guide you through the process.

Our law firm, Atlas Consumer Law has years of experience handling complex bankruptcy cases. Our knowledgeable staff has a desire to help people through their financial difficulties and uses the law to find a fresh start. Located in Lombard, Illinois, we serve clients in Chicago and the surrounding areas.

Contact a Chicago consumer lawyer by calling us at (312) 313-1613.

What Is a Chapter 20 Bankruptcy?

Are you surprised that you have not heard of a Chapter 20 bankruptcy? Don't be. It actually does not exist. It is the name given to filing a Chapter 7 and Chapter 13 bankruptcy back-to-back. It is not a common practice and is most frequently used for those interested in saving their home or getting rid of a lien on their home. Because it is a unique request, you need an experienced bankruptcy attorney to handle your situation.

How Does a Chapter 20 Work?

This process requires a dual filing, which makes it both complex and time consuming, so you need a knowledgeable and skilled attorney to handle your situation. The process essentially works by filing Chapter 13 after a Chapter 7 discharge on unsecured debt.

Step by step, we guide you through the following process:
File a Chapter 7, receive discharge of debt
Use Chapter 13 to dispose of liens
Can also use Chapter 13 plan to pay off non-dischargeable debts over time
Buys additional time to avoid collection actions
Can also bring claims against creditors for violations of Chapter 7 stay, Chapter 7 discharge, etc.

Who Would Use a Chapter 20 Bankruptcy?

We often recommend this approach to individuals and families who have a tremendous amount of unsecured debt and who are behind on mortgage payments as well. Often they need help eliminating a second mortgage. If you are looking for an attorney who thinks outside of the box and finds creative legal solutions for debt, you have come to the right place.

Our lawyers work within the confines of the law to find the best solutions for your unique situation. Contact us online or by calling us at (312) 313-1613.

Hear From Our Satisfied Clients

Reviews & Testimonials

At Atlas Consumer Law, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

"I was so stressed out, found Atlas Consumer Law & gave them a call!"
I had absolutely NO exceptions going forward with my lawsuit against a company that harassed me for payment! I was at the ...

- Pam S.
"So Helpful & Responsive!"
Everyone at Atlas was so willing to help and so responsive. I'm so grateful for the work they put in on my case! Would highly ...

- Stephanie M.
"Results Fast!"
THEY GOT RESULTS FAST FAST FAST!!!

- Jake B.
"Can Do Attitude All the Way!"
Atlas consumer Law is amazing and they have the CAN DO attitude and will do anything to get the job done.. I highly recommend ...

- Donnie P.
"Thank you for educating me about my rights as a consumer!"
The Atlas Consumer Law Group is Awesome. They promptly took care of my issue with a creditor who tried to ignore my rights as ...

- Belinda W.
"Absolutely Amazing!"
I am absolutely AMAZED at this law group! I started a case in March and got it solved in early May! The debt collector was ...

- Aline G.
"Atlas Consumer Law Goes Above & Beyond!"
Atlas helped us within 6 months more or less and they were an awesome team. I would definitely recommend Atlas Consumer Law ...

- Llyod G.
"Atlas Consumer Law is on Your Side!"
When you need the law on you side call Atlas!

- Arlene B.

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Contact Us Today!

Talk to the leading law firm in the country about your rights for free! Fill out the form below or give us a call at (312) 313-1613 and we would be happy to give you the answers you need to make informed decisions for yourself and your family.

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